英语翻译Millions of families around the world have been given a helping hand out of poverty bymicrocredits.These very small loans,usually less than US$200,have enabled the very poorestpeople to set up or expand businesses and become selfsuffi cie
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英语翻译Millions of families around the world have been given a helping hand out of poverty bymicrocredits.These very small loans,usually less than US$200,have enabled the very poorestpeople to set up or expand businesses and become selfsuffi cie
英语翻译
Millions of families around the world have been given a helping hand out of poverty bymicrocredits.These very small loans,usually less than US$200,have enabled the very poorestpeople to set up or expand businesses and become selfsuffi cient.
The microcredit movement started with Professor MuhammadYunus,who founded the Grameen Bank in Bangladesh.Professor Yunus,who won the 2006 Nobel Peace Prize,used hisown poorest people in Bangladesh — families living on less thanUS$1 a day.There are now hundreds of organisations around theworld following his blueprint to help people escape from poverty.
So how does the system work?Local microfi nance institutions(MFIs) make contact with families and offer loans,usually towomen,to enable them to start or expand a business.These arevery poor people who would not normally be able to get credit,but as no collateral is required they can get microcredits.Theypay back the loan on a weekly basis,over six months to a year.
A crucial aspect to the success of the microcredit system isthat recipients get local support.The MFIs educate local communitiesabout ways to improve their lives,and offer practical supportas well as collecting weekly loan payments.They encouragepeople to help each other,so that the whole community can pullitself out of poverty.MFIs may also help with literacy and healthproblems.
Microcredits are mainly given to women.Experience hasshown that women are more motivated to improve their children’slives and will spend the money they make on better nutrition andschooling for their children.This may be the fi rst chance they’vehad to contribute fi nancially to the family,and their status in thehome and the local community is raised.
The microcredit system is not charity.The payments arefixed-term loans and interest is charged.The costs of makingsuch small loans,collecting them and giving personal support arehigh.This is refl ected in the interest rates,which range from 15to 35 percent.Despite this,the repayment rate is very high,between95 and 98 percent,showing that microcredit clients reallyvalue this opportunity to leave poverty behind.
英语翻译Millions of families around the world have been given a helping hand out of poverty bymicrocredits.These very small loans,usually less than US$200,have enabled the very poorestpeople to set up or expand businesses and become selfsuffi cie
数以百万计的世界各地的家庭都被小额信贷的方式摆脱了贫穷.这些非常小的贷款,通常不到200美元,使得最贫穷的人创业或拓展,变得自给自足.
小额信贷运动开始于MuhammadYunus教授,他在巴格达创立了格莱珉银行在.尤努斯教授,在2006年赢得了2006年诺贝尔和平奖,通过帮助他自己孟加拉国的最贫困人口(每日生活费用不足1美元).现在有遍布世界的数百个组织跟随他的蓝图,以帮助人们摆脱贫困.
那么,如何系统工作?当地的小额信贷南切机构(MFIs )进行接触与家庭和提供贷款,通常针对女性 ,以使它们能够开始或扩大业务.这些人通常不会获得信贷,但由于没有抵押品要求,他们可以得到小额贷款. 按周偿还,为期六个月到一年.
对小额信贷系统取得成功的一个重要方面是受助人获得当地的支持.小额信贷机构教育当地社区如何改善自己的生活,并提供实用的生活技能支持以帮助收集每周偿还贷款.他们鼓励穷人互相帮助,使整个社会能够自发地摆脱贫困.小额信贷机构也可以帮助识字和健康问题 .小额贷款主要是给妇女.经验显示 ,女性更积极地改善他们孩子的生活 ,花钱让他们获得更好的营养以及教育.这可能是他们第一次获得向家庭贡献的机会.也因此他们在家庭和当地社区的地位获得提升.
小额信贷系统是不是慈善机构.贷款需要定期偿还并需支付利息.贷款以及还款的成本因为人力成本的原因变得非常高.因此利率会因此而有所调整,范围·在15%-35%之间.即便利率很高,偿还率依然保持在95%-98%之间,因为小额信贷客户非常珍惜这个脱贫的机会.
大哥,没有功劳也有苦劳,不明白我们可以沟通,给个赞吧.^_^
全球数百万家庭得到帮助脱贫bymicrocredits。这些非常小的贷款,通常少于200美元,使得很poorestpeople建立或扩大业务,成为selfsuffi大。
小额信贷运动开始于muhammadyunus教授,他创立Grameen银行在孟加拉国。教授尤努斯,谁赢得了2006的诺贝尔和平奖,他贫穷的孟加拉人生活在不thanus每天1美元的家庭使用。现在全世界数百组织跟随他的蓝图,帮...
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全球数百万家庭得到帮助脱贫bymicrocredits。这些非常小的贷款,通常少于200美元,使得很poorestpeople建立或扩大业务,成为selfsuffi大。
小额信贷运动开始于muhammadyunus教授,他创立Grameen银行在孟加拉国。教授尤努斯,谁赢得了2006的诺贝尔和平奖,他贫穷的孟加拉人生活在不thanus每天1美元的家庭使用。现在全世界数百组织跟随他的蓝图,帮助人们脱离贫困。
这样的系统如何工作?当地microfi金融机构(MFIs)和家庭提供贷款,与通常的妇女,使他们开始或扩大生意。这些都是非常贫穷的人通常不能够获得信贷,但没有抵押品的要求可以得到小额贷款。theypay后每周的贷款,在六个月至一年。
对小额信贷制度是收件人得到当地支持成功的一个重要方面。小额信贷机构教育当地的communitiesabout的方法来改善他们的生活,并提供实际supportas以及收集每周支付贷款。他们鼓励人们互相帮助,使整个社区都可以pullitself摆脱贫困。小额信贷机构可能也有助于素质和健康。
小额贷款主要是给女人。经验表明,女性更主动地提高自己的children'slives将钱花在他们做出更好的营养andschooling为他们的孩子。这可能是第一次they'vehad贡献FI更加的家庭,和他们的地位在家庭和当地社区的提高。
小额信贷制度不是慈善机构。付款arefixed长期贷款和利息。makingsuch小额贷款的成本,收集和提供个人支持高。这是体现在利率,其范围从15到百分之35。尽管如此,回报率很高,between95和百分之98,表明小额信贷客户reallyvalue这个机会离开贫穷落后。
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自己翻译啊- -真是的