信用证里的available with any bank by payment和 by negotiation有什么区别如题!
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信用证里的available with any bank by payment和 by negotiation有什么区别如题!
信用证里的available with any bank by payment和 by negotiation有什么区别
如题!
信用证里的available with any bank by payment和 by negotiation有什么区别如题!
议付信用证与付款信用证有什么区别?
议付信用证与付款信用证的主要区别是:
一、议付信用证
一般情况下,议付信用证是非限制性信用证,不指定具体由哪一间银行议付,受益人当地的任何银行都可以办理议付.
一般情况下,议付行与开证行不是同一银行.
议付是议付行对受益人的单据办理融资,而融资款即由开证行根据其在信用证中的承诺偿付.除非受益人与议付银行另有协议,议付信用证项下,议付行向受益人支付票款之后仍有追索权.
议付信用证都要求受益人出示汇票.通常,受益人为出票人,开证行为付款人.议付行议付之后,凭汇票/单据向开证行索偿.
二、付款信用证
一般情况下,支付信用证是限制性信用证,明确规定由哪一间银行付款,付款行通常是开证行自己,或是它指定的银行(通常是它的海外分行或姐妹银行).
付款信用证的开证行承诺的是“终局”付款行为.除非受益人与银行另有协议,付款行向受益人支付票款后没有追索权.
付款信用证正常不需要受益人出示汇票.
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