请给位好心人帮忙做下这篇阅读理解Passage 2 Life insurance isn't fun to buy.It forces you to think about your death,a subject many prefer not no face.But there's a single,overriding reason to buy life insurance:to provide an income f

请给位好心人帮忙做下这篇阅读理解Passage 2 Life insurance isn't fun to buy.It forces you to think about your death,a subject many prefer not no face.But there's a single,overriding reason to buy life insurance:to provide an income f
请给位好心人帮忙做下这篇阅读理解
Passage 2
Life insurance isn't fun to buy.It forces you to think about your death,a subject many prefer not no face.But there's a single,overriding reason to buy life insurance:to provide an income for your dependents should you die.
Don't depend only on an agent to figure your life-insurance needs.Rule-of-thumb
estimates such as five or eight times your income are guesses;they may produce too
little or too much insurance.Carry too little insurance and you may not provide a
reasonable standard of living for your family after your death;carry too much and you may not enjoy a reasonable of living while you are alive.
Most people who have life insurance don't have enough.The median amount of coverage for all adults with life insurance was only ￡15 000
in 1984.That's obviously not enough to sustain a family with young children for very long.Nationwide Insurance found that the married men in its 1984 survey carried an average of about ￡101 880 in life insurance;they needed about ￡100 706 more.Married women carried about ￡43 516 worth insurance needed some ￡98 507 more.
How do you determine the amount of life insurance you would need to maintain your family's current life style if the breadwinner died?First,figure what your
family's expenses would be if you died tomorrow.Then analyze your assets and the
sources of income that you can use to cover the expenses,Finally,subtract(减去)the assets from the needs.The result is the amount of additional insurance that you'll need to buy.
26.The passage intends to tell you____.
A.life insurance isn't fun to buy
B.life insurance is most important in maintaining your family's current lifestyle
C.life insurance is the result of amount of additional insurance you'll need to buy
D.how to determine the amount life insurance you would need
27.Life insurance is not fun to buy because____.
A.many people prefer not to confront the subject
B.there is a single,overriding reason
C.it reminds you that may die one day
D.it forces you to think
28.Which of the following statement is NOT true?____.
A.Estimates such as five or eight times your income are not reliable
B.Those agents may produce too little or too much insurance
C.You must not rely on agents only to tell you how much life insurance you need
D.You should believe in either your agent only or those empirical estimates.
29.If you carry too little or too much insurance____.
A.either you or your family might suffer
B.you may not provide a reasonable standard of living foryour family after your death
C.you may not enjoy a reasonable standard of living while you're alive
D.you will known in the end that they are just wild guesses
30.How do you determine the amount of life insurance you would need?____.
A.Analyze your assets and sources of income
B.Estimate your family's expenses
C.Take away the assets from the expenses
D.All of the above
最好写详细点,谢谢各位了.

请给位好心人帮忙做下这篇阅读理解Passage 2 Life insurance isn't fun to buy.It forces you to think about your death,a subject many prefer not no face.But there's a single,overriding reason to buy life insurance:to provide an income f
1.文章主旨题.这种题型比较难以判断,可以选择分析每段段首句和断尾句的意思,来综合分析.我个人建议可以在做完后面的题目,再来做这种主旨题.
2.细节题.看第一段的第一句,紧接着后句就给出了答案..It forces you to think about your death,a subject many prefer not no face.它迫使你思考死亡,一个你可能不愿面对的话题.所以选C.它提醒你有一天可能会死.
3.细节题.判断正误,从第二段首句,即可选出答案.Don't depend only on an agent to figure your life-insurance needs.不要仅仅依靠一个机构去计算你的人身保险需要费用.与D选项你应该或者只依赖你的机构或者采用那些实用的计算方式.明显矛盾.
4.细节题.找到原文,Carry too little insurance and you may not provide a
reasonable standard of living for your family after your death;carry too much and you may not enjoy a reasonable of living while you are alive.B只指出了carry too little 的结果,C选项只指出了carry too much 的结果,均指说了一部分,答案不完整.所以应该选A.你的家庭或者你自己会要遭罪.
5.还是细节题.找到原文,即文中最后一段.后面三点都是答案.First,figure what your
family's expenses would be if you died tomorrow.Then analyze your assets and the
sources of income that you can use to cover the expenses,Finally,subtract(减去)the assets from the needs.The result is the amount of additional insurance that you'll need to buy.这三点分别对应选项A.B.C所以就应该选D ,全面概括以上三点.
最后可以回到第一题,我们可以通过以上几个题目,发现,文章通篇都是在讲怎么样计算你的人生保险数额的问题.围绕这一问题,先提出人生保险这一概念,然后指出不应该只依靠机构或者测算的方式进行数额的计算,在指出人生保险数额过多或过少的危害,最后告诉你如何计算数额.这样理清了文章脉络,就不难得出答案D了